FILE – In this July 30, 2013 file photo, “The Real Housewives of New Jersey” stars Giuseppe “Joe” Giudice, left, and his wife, Teresa Giudice, of Montville Township, N.J., walk out of Martin Luther King Jr. Courthouse after an appearance in Newark, N.J. The Giudices are facing additional fraud charges as they were each indicted Monday, Nov. 18, 2013, on one count of bank fraud and one count of loan application fraud. Monday’s charges are in addition to a 39-count indictment handed down in July, charging the couple with conspiracy to commit mail and wire fraud, bank fraud, making false statements on loan applications and bankruptcy fraud. (AP Photo/Julio Cortez, File) NEWARK, N.J. (AP) — Two cast members of “The Real Housewives of New Jersey” have pleaded not guilty to new fraud charges. Joe and Teresa Giudice (JOO’-dys) were arraigned Wednesday in federal court in Newark on one count of bank fraud and one count of loan application fraud. Authorities allege the couple prepared a mortgage loan application stating that Teresa Giudice worked as a real estate agent and made $15,000 a month. In reality, authorities say she was not employed. You can look into Empower Federal Credit Union mortgage rates and refinance your existing mortgage with the help of professional mortgage experts. The couple pleaded not guilty in July to conspiracy to commit mail and wire fraud, bank fraud, making false statements on loan applications and bankruptcy fraud. Joe Giudice also was accused of failing to file tax returns from 2004 to 2008.